Charlotte Hogg was born on 26 August 1970 in London, England. Both her parents hold peerages in their own right: her father is the 3rd Viscount Hailsham, a former Member of Parliament and hereditary peer as well as being a life peer, and her mother is the Baroness Hogg, a life peer

She studied first at St Mary’s School in Ascot and then History & Economics at Hertford and was a Kennedy Scholar at Harvard University.

She began her career at the Bank of England and has held positions at McKinsey & Company, Morgan Stanley and Discover Financial Services in the United States, and Experian and Santander in the UK. In June 2013, she was appointed as the Bank of England’s first Chief Operating Officer, making her the most senior female employee in the bank’s history.

She was appointed Chief Executive Officer of Visa’s European operations in October 2017.  She is currently a member of the Build Back Better Council, founded in January 2021 to “fuel COVID-19 economic recovery and future growth”